For those people who are 50 years old and driving a truck for a living and have no retirement plan they are probably pretty worried about what their future will be like. Saving for retirement is not easy but there are programs; “self-retirement plans.”

Investing money is a smart thing to do, yet one problem is no financial companies want the business unless one has 500k or more I suppose. This is caused by over regulation and paperwork, too many lawsuits and lawyers.